Why Good People Get Declined or Rated Higher
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One-day insurance exam snapshots
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Stress-driven readings
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Inconsistent blood pressure or weight
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No documented proof of control
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Appeals without supporting data
Underwriters don’t just look at diagnoses.
They look for patterns, trends, and control.
A Pre-Underwriting Reset is a short preparation period designed to help you:
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Identify the health numbers that impact underwriting
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Track real-world data over time
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Document consistency and improvement
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Apply or re-apply with clarity and confidence
This is preparation—not medical advice and not a guarantee.
Why Data Over Time Matters
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📊 Real-life daily tracking
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📉 Trends instead of snapshots
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🛡️ Documented control
Data doesn’t argue. It documents.
This Is Bigger Than a Policy
Life insurance protects income, homes, futures, and families.
Preparing wisely helps you:
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Show up healthier today
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Apply with confidence tomorrow
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Leave a stronger financial legacy behind
Who This Is For
✔ Previously declined
✔ Rated higher than expected
✔ Told to “wait and try again”
✔ Concerned about blood pressure, weight, or labs
✔ Wanting a strategic—not rushed—application
You don’t need perfect numbers.
You need documented consistency.
Offers
OPTION 1: GROUP PRE-UNDERWRITING RESET
$95 | 90 Days
✔ Know Your Numbers framework
✔ Livalytics health dashboard
✔ Focus on key underwriting risk indicators
✔ Group education & accountability
✔ Ideal for preparation or first re-application
OPTION 2: INDIVIDUAL PRE-UNDERWRITING RESET
$495 | Personalized Support
✔ Everything in Group Reset
✔ 1-on-1 strategy & guidance
✔ Personalized underwriting focus
✔ Support for re-applications or appeals